| Share Account Rate Information |
| Effective Date: 12/29/2010 |
| Variable Rate Account |
The dividend rate and annual percentage yield (APY) may change every quarter as determined by the credit union Board of Directors. The 4th Quarter Dividends paid out on December 31st, 2010 were .50% . Please consult the Share Savings Account Truth-In-Savings Disclosure for more information about how dividends are paid. |
| Share Certificate Rates |
| Effective Date: December 29, 2010 |
| Term | Rate | APY |
| 6 Months |
0.75% |
0.75% |
| 12 Months |
0.90% |
0.90% |
| 18 Months |
1.00% |
1.00% |
| 24 Months |
1.25% |
1.26% |
| Rates can change at any time. Call today for current rates & details at (417)895-7607 |